Side-by-side · Q2 2026 data
First Bank vs Police & Fire Federal Credit Union
Credit union
Police & Fire Federal Credit Union
Philadelphia, Pennsylvania · Over $10 billion
Metric by metric
| Measure | First Bank | Police & Fire Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 96 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 71 | 92 (stronger) |
| Earnings | 57 | 98 (stronger) |
| Funding & liquidity | 33 | 91 (stronger) |
| Problem-loan coverage | 88 | 99 (stronger) |
| Peer percentile | 19th | 100th |
| Total assets | $4.1B | $10.2B |
| Deposits / shares | $3.3B | $8.3B |
| Capital ratio | 10.17% | 18.56% (stronger) |
| Problem loans | 0.86% | 0.24% (stronger) |
| Net charge-offs | 0.40% | 0.33% (stronger) |
| Return on assets | 0.92% | 1.95% (stronger) |
| Loans ÷ deposits | 100.1% | 68.9% (stronger) |
| Uninsured deposits | 39.3% | 9.1% (stronger) |
| Offices | 26 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.5% | — |
Police & Fire Federal Credit Union has the higher TellerScore (96 vs 59). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 0 and Police & Fire Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.