Side-by-side · Q2 2026 data
First Bank vs Regions Bank
Metric by metric
| Measure | First Bank | Regions Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 64 |
| Capital cushion | 80 (stronger) | 45 |
| Loan quality | 63 | 69 (stronger) |
| Earnings | 83 (stronger) | 78 |
| Funding & liquidity | 58 | 59 (stronger) |
| Problem-loan coverage | 86 | 90 (stronger) |
| Peer percentile | 57th | 73rd |
| Total assets | $562.9M | $159.8B |
| Deposits / shares | $484.6M | $131.8B |
| Capital ratio | 12.96% (stronger) | 9.50% |
| Problem loans | 1.11% | 0.93% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.47% |
| Return on assets | 1.58% (stronger) | 1.46% |
| Loans ÷ deposits | 78.8% | 74.6% (stronger) |
| Uninsured deposits | 35.7% (stronger) | 39.2% |
| Offices | 14 | 1,224 |
| CFPB complaints (3 yrs) | — | 3,184 |
| Complaints per $1B deposits | — | 24.2 |
| Mortgage denial rate (HMDA) | 8.4% | 43.1% |
First Bank has the higher TellerScore (74 vs 64). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 5 and Regions Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hattiesburg, MS
- Mccomb, MS
- Brookhaven, MS
- Madison, MS
- Monticello, MS