Side-by-side · Q2 2026 data
First Bank vs Gold Coast Federal Credit Union
Metric by metric
| Measure | First Bank | Gold Coast Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 75 (stronger) |
| Capital cushion | 47 | 69 (stronger) |
| Loan quality | 90 (stronger) | 86 |
| Earnings | 79 (stronger) | 43 |
| Funding & liquidity | 63 | 100 (stronger) |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 47th | 66th |
| Total assets | $810.5M | $269.8M |
| Deposits / shares | $727.3M | $239.9M |
| Capital ratio | 9.70% | 11.91% (stronger) |
| Problem loans | 0.31% (stronger) | 0.43% |
| Net charge-offs | 0.00% (stronger) | 0.20% |
| Return on assets | 1.48% (stronger) | 0.58% |
| Loans ÷ deposits | 67.8% | 54.6% (stronger) |
| Uninsured deposits | 41.3% | 3.5% (stronger) |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.7% |
Gold Coast Federal Credit Union has the higher TellerScore (75 vs 71). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 3 and Gold Coast Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Belle Glade, FL