Side-by-side · Q2 2026 data
First Bank vs Mainstreet Community Bank of Florida
Metric by metric
| Measure | First Bank | Mainstreet Community Bank of Florida |
|---|---|---|
| TellerScore | 71 (stronger) | 56 |
| Capital cushion | 47 (stronger) | 44 |
| Loan quality | 90 (stronger) | 58 |
| Earnings | 79 (stronger) | 63 |
| Funding & liquidity | 63 (stronger) | 53 |
| Problem-loan coverage | 96 (stronger) | 74 |
| Peer percentile | 47th | 13th |
| Total assets | $810.5M | $953.4M |
| Deposits / shares | $727.3M | $863.2M |
| Capital ratio | 9.70% (stronger) | 9.45% |
| Problem loans | 0.31% (stronger) | 1.27% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.48% (stronger) | 1.06% |
| Loans ÷ deposits | 67.8% (stronger) | 83.8% |
| Uninsured deposits | 41.3% | 35.6% (stronger) |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 28.6% |
First Bank has the higher TellerScore (71 vs 56). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 5 and Mainstreet Community Bank of Florida on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.