Side-by-side · Q2 2026 data
First Bank Kansas vs Farmers & Merchants Bank of Colby
Metric by metric
| Measure | First Bank Kansas | Farmers & Merchants Bank of Colby |
|---|---|---|
| TellerScore | 79 (stronger) | 73 |
| Capital cushion | 38 | 62 (stronger) |
| Loan quality | 99 (stronger) | 80 |
| Earnings | 100 (stronger) | 88 |
| Funding & liquidity | 84 (stronger) | 52 |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 75th | 53rd |
| Total assets | $618.5M | $650.8M |
| Deposits / shares | $561.6M | $511.3M |
| Capital ratio | 8.83% | 11.23% (stronger) |
| Problem loans | 0.04% (stronger) | 0.61% |
| Net charge-offs | 0.01% | -0.04% (stronger) |
| Return on assets | 3.84% (stronger) | 1.69% |
| Loans ÷ deposits | 73.7% (stronger) | 93.0% |
| Uninsured deposits | 17.8% (stronger) | 28.8% |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Bank Kansas has the higher TellerScore (79 vs 73). On the 7 directional measures above (where higher or lower is clearly better), First Bank Kansas leads on 5 and Farmers & Merchants Bank of Colby on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.