Side-by-side · Q2 2026 data
First Bank of Alabama vs Peoples Bank of Alabama
Metric by metric
| Measure | First Bank of Alabama | Peoples Bank of Alabama |
|---|---|---|
| TellerScore | 45 | 76 (stronger) |
| Capital cushion | 48 | 62 (stronger) |
| Loan quality | 0 | 81 (stronger) |
| Earnings | 72 | 97 (stronger) |
| Funding & liquidity | 72 (stronger) | 54 |
| Problem-loan coverage | 51 | 93 (stronger) |
| Peer percentile | 4th | 80th |
| Total assets | $1.4B | $1.4B |
| Deposits / shares | $1.2B | $1.3B |
| Capital ratio | 9.82% | 11.19% (stronger) |
| Problem loans | 3.40% | 0.56% (stronger) |
| Net charge-offs | 0.34% | 0.09% (stronger) |
| Return on assets | 1.31% | 1.93% (stronger) |
| Loans ÷ deposits | 65.9% (stronger) | 71.5% |
| Uninsured deposits | 34.8% (stronger) | 46.5% |
| Offices | 18 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.4% |
Peoples Bank of Alabama has the higher TellerScore (76 vs 45). On the 7 directional measures above (where higher or lower is clearly better), First Bank of Alabama leads on 2 and Peoples Bank of Alabama on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.