The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 26 points (71 → 45), mostly because the loan quality component weakened by 92 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Alabama

Yes. First Bank of Alabama is an FDIC-insured institution (FDIC certificate #2832). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 34.8% of deposits ($422.8M) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.82%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.35% (benchmark: 10%).

Check how much of your own balance is covered

First Bank of Alabama lists 18 offices in 18 cities. Most locations:

• Anniston, AL (1)
• Ashland, AL (1)
• Childersburg, AL (1)
• Clanton, AL (1)
• Fort Payne, AL (1)
• Heflin, AL (1)
• Ider, AL (1)
• Jacksonville, AL (1)
• Lincoln, AL (1)
• Munford, AL (1)
• Oxford, AL (1)
• Rainsville, AL (1)

All branch addresses and map

Legal name

First Bank of Alabama

Former names

The First National Bank of Talladega; First National Bank of Talladega; The Isbell National Bank of Talladega

Type

State-chartered bank

FDIC certificate #

2832

RSSD ID

257233

Primary regulator

FDIC

Holding company

Firstbanc of Alabama Inc

Established

January 1, 1848

Headquarters

120 North St E, Talladega, AL 35160

Website

fbal.bank

Employees

183