Side-by-side · Q2 2026 data
First Bank of Alabama vs Sycamore Federal Credit Union
Credit union
Sycamore Federal Credit Union
Sycamore, Alabama · Under $100 million in assets
Metric by metric
| Measure | First Bank of Alabama | Sycamore Federal Credit Union |
|---|---|---|
| TellerScore | 45 | 87 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 0 | 70 (stronger) |
| Earnings | 72 | 96 (stronger) |
| Funding & liquidity | 72 | 75 (stronger) |
| Problem-loan coverage | 51 | 92 (stronger) |
| Peer percentile | 4th | 83rd |
| Total assets | $1.4B | $77.1M |
| Deposits / shares | $1.2B | $64.3M |
| Capital ratio | 9.82% | 16.37% (stronger) |
| Problem loans | 3.40% | 0.89% (stronger) |
| Net charge-offs | 0.34% (stronger) | 0.39% |
| Return on assets | 1.31% | 1.89% (stronger) |
| Loans ÷ deposits | 65.9% (stronger) | 84.8% |
| Uninsured deposits | 34.8% | 12.8% (stronger) |
| Offices | 18 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sycamore Federal Credit Union has the higher TellerScore (87 vs 45). On the 7 directional measures above (where higher or lower is clearly better), First Bank of Alabama leads on 2 and Sycamore Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Talladega, AL