Side-by-side · Q2 2026 data
First Bank of Berne vs The National Bank of Indianapolis
Metric by metric
| Measure | First Bank of Berne | The National Bank of Indianapolis |
|---|---|---|
| TellerScore | 73 (stronger) | 66 |
| Capital cushion | 49 (stronger) | 43 |
| Loan quality | 84 | 95 (stronger) |
| Earnings | 100 (stronger) | 75 |
| Funding & liquidity | 52 (stronger) | 31 |
| Problem-loan coverage | 90 | 98 (stronger) |
| Peer percentile | 70th | 40th |
| Total assets | $1.1B | $3.0B |
| Deposits / shares | $973.2M | $2.7B |
| Capital ratio | 9.92% (stronger) | 9.29% |
| Problem loans | 0.47% | 0.15% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.03% |
| Return on assets | 2.07% (stronger) | 1.37% |
| Loans ÷ deposits | 80.6% | 79.4% (stronger) |
| Uninsured deposits | 40.0% (stronger) | 60.3% |
| Offices | 7 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | 2.5% |
First Bank of Berne has the higher TellerScore (73 vs 66). On the 7 directional measures above (where higher or lower is clearly better), First Bank of Berne leads on 5 and The National Bank of Indianapolis on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.