Side-by-side · Q2 2026 data
First Bank of Boaz vs Family Security Credit Union
Metric by metric
| Measure | First Bank of Boaz | Family Security Credit Union |
|---|---|---|
| TellerScore | 88 | 95 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 98 (stronger) | 80 |
| Earnings | 54 | 99 (stronger) |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 92nd | 100th |
| Total assets | $239.8M | $1.1B |
| Deposits / shares | $208.0M | $876.5M |
| Capital ratio | 19.66% | 19.92% (stronger) |
| Problem loans | 0.05% (stronger) | 0.61% |
| Net charge-offs | -0.01% (stronger) | 0.55% |
| Return on assets | 0.85% | 1.98% (stronger) |
| Loans ÷ deposits | 33.2% (stronger) | 47.7% |
| Uninsured deposits | 29.0% | 2.9% (stronger) |
| Offices | 1 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 37.5% |
Family Security Credit Union has the higher TellerScore (95 vs 88). On the 7 directional measures above (where higher or lower is clearly better), First Bank of Boaz leads on 3 and Family Security Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Boaz, AL