Side-by-side · Q2 2026 data
First Bank of Boaz vs Solutions Plus Bank
Metric by metric
| Measure | First Bank of Boaz | Solutions Plus Bank |
|---|---|---|
| TellerScore | 88 (stronger) | 79 |
| Capital cushion | 100 | 100 |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 54 (stronger) | 0 |
| Funding & liquidity | 85 | 93 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 92nd | 63rd |
| Total assets | $239.8M | $43.9M |
| Deposits / shares | $208.0M | $21.1M |
| Capital ratio | 19.66% | 56.70% (stronger) |
| Problem loans | 0.05% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 0.85% (stronger) | -5.30% |
| Loans ÷ deposits | 33.2% (stronger) | 39.5% |
| Uninsured deposits | 29.0% | 21.3% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Bank of Boaz has the higher TellerScore (88 vs 79). On the 7 directional measures above (where higher or lower is clearly better), First Bank of Boaz leads on 4 and Solutions Plus Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.