Side-by-side · Q2 2026 data
First Bank of Central Ohio vs C E S Credit Union
Metric by metric
| Measure | First Bank of Central Ohio | C E S Credit Union |
|---|---|---|
| TellerScore | 46 | 91 (stronger) |
| Capital cushion | 49 | 81 (stronger) |
| Loan quality | 51 | 95 (stronger) |
| Earnings | 11 | 94 (stronger) |
| Funding & liquidity | 55 | 92 (stronger) |
| Problem-loan coverage | 78 | 99 (stronger) |
| Peer percentile | 5th | 96th |
| Total assets | $260.9M | $244.3M |
| Deposits / shares | $232.4M | $210.7M |
| Capital ratio | 9.86% | 13.10% (stronger) |
| Problem loans | 1.48% | 0.16% (stronger) |
| Net charge-offs | 0.63% | 0.17% (stronger) |
| Return on assets | -0.23% | 1.84% (stronger) |
| Loans ÷ deposits | 84.9% | 68.3% (stronger) |
| Uninsured deposits | 33.4% | 3.0% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
C E S Credit Union has the higher TellerScore (91 vs 46). On the 7 directional measures above (where higher or lower is clearly better), First Bank of Central Ohio leads on 0 and C E S Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.