Side-by-side · Q2 2026 data
First Bank of Manhattan vs First Community Bank and Trust
Metric by metric
| Measure | First Bank of Manhattan | First Community Bank and Trust |
|---|---|---|
| TellerScore | 79 | 91 (stronger) |
| Capital cushion | 52 | 85 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 77 | 84 (stronger) |
| Funding & liquidity | 88 | 97 (stronger) |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 75th | 96th |
| Total assets | $265.9M | $201.7M |
| Deposits / shares | $239.3M | $170.8M |
| Capital ratio | 10.16% | 13.47% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | -0.23% (stronger) | -0.21% |
| Return on assets | 1.42% | 1.61% (stronger) |
| Loans ÷ deposits | 62.7% | 54.3% (stronger) |
| Uninsured deposits | 23.7% | 18.0% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.4% | — |
First Community Bank and Trust has the higher TellerScore (91 vs 79). On the 6 directional measures above (where higher or lower is clearly better), First Bank of Manhattan leads on 1 and First Community Bank and Trust on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.