Side-by-side · Q2 2026 data
First Bank of Manhattan vs Municipal Trust and Savings Bank
Metric by metric
| Measure | First Bank of Manhattan | Municipal Trust and Savings Bank |
|---|---|---|
| TellerScore | 79 | 95 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 77 | 100 (stronger) |
| Funding & liquidity | 88 (stronger) | 67 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 75th | 99th |
| Total assets | $265.9M | $382.2M |
| Deposits / shares | $239.3M | $305.7M |
| Capital ratio | 10.16% | 15.56% (stronger) |
| Problem loans | 0.00% (stronger) | 0.04% |
| Net charge-offs | -0.23% (stronger) | 0.00% |
| Return on assets | 1.42% | 2.96% (stronger) |
| Loans ÷ deposits | 62.7% (stronger) | 84.3% |
| Uninsured deposits | 23.7% | 22.6% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.4% | 5.1% |
Municipal Trust and Savings Bank has the higher TellerScore (95 vs 79). On the 7 directional measures above (where higher or lower is clearly better), First Bank of Manhattan leads on 3 and Municipal Trust and Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.