Side-by-side · Q2 2026 data
First Bank of Manhattan vs Oak Lawn Municipal Employees Credit Union
Credit union
Oak Lawn Municipal Employees Credit Union
Oak Lawn, Illinois · Under $100 million in assets
Metric by metric
| Measure | First Bank of Manhattan | Oak Lawn Municipal Employees Credit Union |
|---|---|---|
| TellerScore | 79 | 87 (stronger) |
| Capital cushion | 52 | 87 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 77 (stronger) | 54 |
| Funding & liquidity | 88 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 75th | 83rd |
| Total assets | $265.9M | $4.8M |
| Deposits / shares | $239.3M | $4.1M |
| Capital ratio | 10.16% | 13.69% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | -0.23% (stronger) | 0.00% |
| Return on assets | 1.42% (stronger) | 0.85% |
| Loans ÷ deposits | 62.7% | 58.0% (stronger) |
| Uninsured deposits | 23.7% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.4% | — |
Oak Lawn Municipal Employees Credit Union has the higher TellerScore (87 vs 79). On the 6 directional measures above (where higher or lower is clearly better), First Bank of Manhattan leads on 2 and Oak Lawn Municipal Employees Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.