Side-by-side · Q2 2026 data
First Bank of Manhattan vs Raritan State Bank
Metric by metric
| Measure | First Bank of Manhattan | Raritan State Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 60 |
| Capital cushion | 52 | 58 (stronger) |
| Loan quality | 100 (stronger) | 44 |
| Earnings | 77 (stronger) | 63 |
| Funding & liquidity | 88 (stronger) | 76 |
| Problem-loan coverage | 100 (stronger) | 77 |
| Peer percentile | 75th | 19th |
| Total assets | $265.9M | $253.9M |
| Deposits / shares | $239.3M | $223.6M |
| Capital ratio | 10.16% | 10.78% (stronger) |
| Problem loans | 0.00% (stronger) | 1.67% |
| Net charge-offs | -0.23% (stronger) | 0.20% |
| Return on assets | 1.42% (stronger) | 1.06% |
| Loans ÷ deposits | 62.7% (stronger) | 84.1% |
| Uninsured deposits | 23.7% | 7.2% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.4% | — |
First Bank of Manhattan has the higher TellerScore (79 vs 60). On the 7 directional measures above (where higher or lower is clearly better), First Bank of Manhattan leads on 5 and Raritan State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.