Side-by-side · Q2 2026 data
First Bank of Ohio vs The Fort Jennings State Bank
Metric by metric
| Measure | First Bank of Ohio | The Fort Jennings State Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 75 |
| Capital cushion | 100 (stronger) | 77 |
| Loan quality | 91 (stronger) | 64 |
| Earnings | 98 (stronger) | 77 |
| Funding & liquidity | 50 | 77 (stronger) |
| Problem-loan coverage | 99 (stronger) | 89 |
| Peer percentile | 95th | 61st |
| Total assets | $278.4M | $285.8M |
| Deposits / shares | $176.2M | $247.2M |
| Capital ratio | 35.51% (stronger) | 12.71% |
| Problem loans | 0.26% (stronger) | 1.09% |
| Net charge-offs | 1.43% | 0.05% (stronger) |
| Return on assets | 1.96% (stronger) | 1.42% |
| Loans ÷ deposits | 107.4% | 83.2% (stronger) |
| Uninsured deposits | 17.3% | 11.4% (stronger) |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Bank of Ohio has the higher TellerScore (90 vs 75). On the 7 directional measures above (where higher or lower is clearly better), First Bank of Ohio leads on 4 and The Fort Jennings State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.