Side-by-side · Q2 2026 data
First Bank of Owasso vs Oklahoma Central Credit Union
Metric by metric
| Measure | First Bank of Owasso | Oklahoma Central Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 83 |
| Capital cushion | 100 (stronger) | 89 |
| Loan quality | 100 (stronger) | 92 |
| Earnings | 100 (stronger) | 42 |
| Funding & liquidity | 52 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 98th | 83rd |
| Total assets | $639.3M | $760.2M |
| Deposits / shares | $538.7M | $663.4M |
| Capital ratio | 15.67% (stronger) | 13.94% |
| Problem loans | 0.01% (stronger) | 0.24% |
| Net charge-offs | 0.00% (stronger) | 0.18% |
| Return on assets | 2.80% (stronger) | 0.54% |
| Loans ÷ deposits | 90.3% | 52.6% (stronger) |
| Uninsured deposits | 30.8% | 8.5% (stronger) |
| Offices | 3 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 29.0% |
First Bank of Owasso has the higher TellerScore (93 vs 83). On the 7 directional measures above (where higher or lower is clearly better), First Bank of Owasso leads on 5 and Oklahoma Central Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.