Side-by-side · Q2 2026 data
First Bank of Thomas vs Bank360
Metric by metric
| Measure | First Bank of Thomas | Bank360 |
|---|---|---|
| TellerScore | 64 (stronger) | 42 |
| Capital cushion | 76 (stronger) | 44 |
| Loan quality | 24 (stronger) | 0 |
| Earnings | 67 | 85 (stronger) |
| Funding & liquidity | 90 (stronger) | 58 |
| Problem-loan coverage | 84 (stronger) | 33 |
| Peer percentile | 24th | 5th |
| Total assets | $63.2M | $61.0M |
| Deposits / shares | $55.7M | $52.7M |
| Capital ratio | 12.63% (stronger) | 9.36% |
| Problem loans | 2.29% (stronger) | 3.97% |
| Net charge-offs | 0.00% | -0.02% (stronger) |
| Return on assets | 1.18% | 1.63% (stronger) |
| Loans ÷ deposits | 49.3% (stronger) | 98.5% |
| Uninsured deposits | 24.0% | 18.4% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Bank of Thomas has the higher TellerScore (64 vs 42). On the 7 directional measures above (where higher or lower is clearly better), First Bank of Thomas leads on 4 and Bank360 on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.