Side-by-side · Q2 2026 data
First Bank of Thomas vs Community Bank of Oklahoma
Metric by metric
| Measure | First Bank of Thomas | Community Bank of Oklahoma |
|---|---|---|
| TellerScore | 64 (stronger) | 63 |
| Capital cushion | 76 (stronger) | 71 |
| Loan quality | 24 | 39 (stronger) |
| Earnings | 67 (stronger) | 47 |
| Funding & liquidity | 90 | 93 (stronger) |
| Problem-loan coverage | 84 (stronger) | 82 |
| Peer percentile | 24th | 22nd |
| Total assets | $63.2M | $67.3M |
| Deposits / shares | $55.7M | $59.4M |
| Capital ratio | 12.63% (stronger) | 12.10% |
| Problem loans | 2.29% | 1.83% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.18% (stronger) | 0.67% |
| Loans ÷ deposits | 49.3% (stronger) | 62.1% |
| Uninsured deposits | 24.0% | 19.9% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Bank of Thomas has the higher TellerScore (64 vs 63). On the 6 directional measures above (where higher or lower is clearly better), First Bank of Thomas leads on 4 and Community Bank of Oklahoma on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.