Side-by-side · Q2 2026 data
First Bank of Thomas vs Latimer State Bank
Metric by metric
| Measure | First Bank of Thomas | Latimer State Bank |
|---|---|---|
| TellerScore | 64 | 90 (stronger) |
| Capital cushion | 76 | 100 (stronger) |
| Loan quality | 24 | 72 (stronger) |
| Earnings | 67 | 100 (stronger) |
| Funding & liquidity | 90 (stronger) | 80 |
| Problem-loan coverage | 84 | 99 (stronger) |
| Peer percentile | 24th | 89th |
| Total assets | $63.2M | $65.5M |
| Deposits / shares | $55.7M | $49.2M |
| Capital ratio | 12.63% | 25.01% (stronger) |
| Problem loans | 2.29% | 0.83% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.18% | 2.53% (stronger) |
| Loans ÷ deposits | 49.3% | 25.7% (stronger) |
| Uninsured deposits | 24.0% (stronger) | 33.6% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Latimer State Bank has the higher TellerScore (90 vs 64). On the 6 directional measures above (where higher or lower is clearly better), First Bank of Thomas leads on 1 and Latimer State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.