Headquartered in Wilburton, Oklahoma, Latimer State Bank is a state-chartered bank with $65.5M in total assets and $49.2M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1979.
Based on its Q2 2026 filing, Latimer State Bank scores 90/100, which we describe as very strong. That is higher than 89% of 546 banks with under $100 million in assets. Among 170 banks headquartered in Oklahoma, it ranks 10th. Its strongest component is capital cushion (100/100; 25.01%), and its lowest is loan quality (72/100; 0.83%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (94 → 90), mostly because the loan quality component weakened by 16 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 91 |
| Q3 2024 | 89 |
| Q4 2024 | 88 |
| Q1 2025 | 86 |
| Q2 2025 | 94 |
| Q3 2025 | 87 |
| Q4 2025 | 92 |
| Q1 2026 | 86 |
| Q2 2026 | 90 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 22.73% |
| Q3 2024 | 23.25% |
| Q4 2024 | 24.13% |
| Q1 2025 | 23.71% |
| Q2 2025 | 23.83% |
| Q3 2025 | 24.08% |
| Q4 2025 | 25.17% |
| Q1 2026 | 25.19% |
| Q2 2026 | 25.01% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.62% |
| Q3 2024 | 0.87% |
| Q4 2024 | 1.00% |
| Q1 2025 | 1.25% |
| Q2 2025 | 0.36% |
| Q3 2025 | 1.10% |
| Q4 2025 | 0.58% |
| Q1 2026 | 1.30% |
| Q2 2026 | 0.83% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.27% |
| Q3 2024 | 2.35% |
| Q4 2024 | 2.30% |
| Q1 2025 | 2.56% |
| Q2 2025 | 2.66% |
| Q3 2025 | 2.76% |
| Q4 2025 | 2.59% |
| Q1 2026 | 2.46% |
| Q2 2026 | 2.53% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 90 | $65.5M | 25.01% | 0.83% | 2.53% | 25.7% |
| Q1 2026 | 86 | $66.1M | 25.19% | 1.30% | 2.46% | 25.4% |
| Q4 2025 | 92 | $65.4M | 25.17% | 0.58% | 2.59% | 26.4% |
| Q3 2025 | 87 | $65.7M | 24.08% | 1.10% | 2.76% | 25.5% |
| Q2 2025 | 94 | $66.2M | 23.83% | 0.36% | 2.66% | 25.6% |
| Q1 2025 | 86 | $67.5M | 23.71% | 1.25% | 2.56% | 24.2% |
| Q4 2024 | 88 | $67.2M | 24.13% | 1.00% | 2.30% | 25.1% |
| Q3 2024 | 89 | $65.1M | 23.25% | 0.87% | 2.35% | 24.2% |
| Q2 2024 | 91 | $66.9M | 22.73% | 0.62% | 2.27% | 22.5% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Fairview Savings and Loan AssociationBank Fairview, OK | 92 out of 100, Very strong | $65.1M | 20.8% | 0.00% | vs |
| Oklahoma State BankBank Buffalo, OK | 69 out of 100, Moderate | $66.7M | 10.4% | 1.47% | vs |
| Community Bank of OklahomaBank Verden, OK | 63 out of 100, Moderate | $67.3M | 12.1% | 1.83% | vs |
| First Bank of ThomasBank Thomas, OK | 64 out of 100, Moderate | $63.2M | 12.6% | 2.29% | vs |
| Washita Valley BankBank Fort Cobb, OK | 52 out of 100, Below average | $68.8M | 12.3% | 8.23% | vs |
| Peoples Bank and Trust CompanyBank Ryan, OK | 39 out of 100, Low | $61.9M | 14.4% | 10.85% | vs |
Deposit insurance
Is my money safe at Latimer State Bank?
Yes. Latimer State Bank is an FDIC-insured institution (FDIC certificate #22839). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 33.6% of deposits ($16.5M) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 25.01%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 73.19% (benchmark: 10%).
1 location
Branches
Latimer State Bank lists 1 office in 1 city. Most locations:
- Wilburton, OK (1)
Identity & history
Profile
- Legal name
- Latimer State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 22839
- RSSD ID
- 51356
- Primary regulator
- FDIC
- Holding company
- First Latimer Corp
- Established
- April 9, 1979
- Headquarters
- 301 W Main St, Wilburton, OK 74578
- Employees
- 6
Quick answers
Latimer State Bank: common questions
Is Latimer State Bank FDIC insured?
Yes. Latimer State Bank is an FDIC-insured institution (FDIC certificate #22839). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Latimer State Bank's TellerScore?
90 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Latimer State Bank ever failed?
There is no failure record for FDIC certificate #22839 in the FDIC failed bank list.
How many branches does Latimer State Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Wilburton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| SSB BankBank Spiro, OK | 80 out of 100, Strong | $129.9M | 17.0% | 0.09% | vs |
| First National Bank & Trust Company of McAlesterBank Mcalester, OK | 71 out of 100, Strong | $580.4M | 10.9% | 1.34% | vs |
| The Farmers State BankBank Quinton, OK | 70 out of 100, Strong | $193.9M | 9.3% | 0.79% | vs |
| The Community State BankBank Poteau, OK | 66 out of 100, Moderate | $393.1M | 9.1% | 0.26% | vs |