Side-by-side · Q2 2026 data
First Business Bank vs Johnson Bank
Metric by metric
| Measure | First Business Bank | Johnson Bank |
|---|---|---|
| TellerScore | 63 | 73 (stronger) |
| Capital cushion | 54 | 73 (stronger) |
| Loan quality | 65 | 92 (stronger) |
| Earnings | 77 (stronger) | 72 |
| Funding & liquidity | 42 (stronger) | 28 |
| Problem-loan coverage | 84 | 97 (stronger) |
| Peer percentile | 30th | 70th |
| Total assets | $4.4B | $7.1B |
| Deposits / shares | $3.6B | $5.6B |
| Capital ratio | 10.37% | 12.33% (stronger) |
| Problem loans | 1.06% | 0.23% (stronger) |
| Net charge-offs | 0.18% | -0.06% (stronger) |
| Return on assets | 1.41% (stronger) | 1.30% |
| Loans ÷ deposits | 98.7% | 94.2% (stronger) |
| Uninsured deposits | 33.2% (stronger) | 49.0% |
| Offices | 4 | 32 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.9% | 7.8% |
Johnson Bank has the higher TellerScore (73 vs 63). On the 7 directional measures above (where higher or lower is clearly better), First Business Bank leads on 2 and Johnson Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.