The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (63 → 63).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Wisconsin

Yes. First Business Bank is an FDIC-insured institution (FDIC certificate #15229). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 33.2% of deposits ($1.2B) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.37%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.18% (benchmark: 10%).

Check how much of your own balance is covered

First Business Bank lists 4 offices in 4 cities across 2 states. Most locations:

• Appleton, WI (1)
• Brookfield, WI (1)
• Leawood, KS (1)
• Madison, WI (1)

All branch addresses and map

In 2025, First Business Bank reported 46 home-loan applications under HMDA (LEI 549300F247N2IU8SC024): 37 originated ($191,285,000 total), 2 denied, and 5 withdrawn or closed by the applicant. Its denial rate on decided applications was 4.9%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

First Business Bank

Former names

Kingston-Dalton State Bank; First Business Bank of Madison

Type

State-chartered bank

FDIC certificate #

15229

RSSD ID

537449

Primary regulator

FDIC

Holding company

First Bus Finl Services Inc

Established

May 1, 1909

Headquarters

401 Charmany Dr, Madison, WI 53719

Website

www.firstbusiness.bank

Employees

347