Side-by-side · Q2 2026 data
First Care Federal Credit Union vs Yogaville Federal Credit Union
Credit union
First Care Federal Credit Union
Roanoke, Virginia · Under $100 million in assets
Credit union
Yogaville Federal Credit Union
Buckingham, Virginia · Under $100 million in assets
Metric by metric
| Measure | First Care Federal Credit Union | Yogaville Federal Credit Union |
|---|---|---|
| TellerScore | 48 | 67 (stronger) |
| Capital cushion | 33 | 100 (stronger) |
| Loan quality | 56 (stronger) | 49 |
| Earnings | 0 | 42 (stronger) |
| Funding & liquidity | 100 (stronger) | 43 |
| Problem-loan coverage | 90 | 95 (stronger) |
| Peer percentile | 7th | 34th |
| Total assets | $5.0M | $3.9M |
| Deposits / shares | $4.6M | $2.6M |
| Capital ratio | 8.29% | 32.34% (stronger) |
| Problem loans | 1.32% (stronger) | 1.54% |
| Net charge-offs | 11.88% | 0.00% (stronger) |
| Return on assets | -19.19% | 0.55% (stronger) |
| Loans ÷ deposits | 50.3% (stronger) | 83.7% |
| Uninsured deposits | 0.0% (stronger) | 45.3% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Yogaville Federal Credit Union has the higher TellerScore (67 vs 48). On the 7 directional measures above (where higher or lower is clearly better), First Care Federal Credit Union leads on 3 and Yogaville Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.