TellerScore

Headquartered in Buckingham, Virginia, Yogaville Federal Credit Union is a federal credit union with $3.9M in total assets and $2.6M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1983.

Yogaville Federal Credit Union has a TellerScore of 67 out of 100 (moderate) based on Q2 2026 data — higher than only 34% of its 2,479 credit unions with under $100 million in assets. Among 95 credit unions headquartered in Virginia, it ranks 54th. Capital cushion contributes the most (100/100, 32.34%); earnings contributes the least (42/100, 0.55%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 32.34%
Loan quality49/100
Loans 60+ days delinquent ÷ total loans: 1.54%
Earnings42/100
Return on assets (annualized): 0.55%
Funding & liquidity43/100
Loans ÷ shares: 83.7% · 45.3% uninsured
Problem-loan coverage95/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.64%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 9 points (76 → 67), mostly because the loan quality component weakened by 32 points.

TellerScore
506478Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202478
Q3 202475
Q4 202450
Q1 202550
Q2 202576
Q3 202566
Q4 202559
Q1 202664
Q2 202667
Net worth ratio
7.00%19.67%32.34%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202426.94%
Q3 202427.32%
Q4 202427.94%
Q1 202527.78%
Q2 202527.58%
Q3 202527.96%
Q4 202527.86%
Q1 202627.99%
Q2 202632.34%
Delinquent loans (60+ days)
0.18%2.92%5.67%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.18%
Q3 20240.30%
Q4 20245.51%
Q1 20255.67%
Q2 20250.56%
Q3 20251.65%
Q4 20252.50%
Q1 20261.90%
Q2 20261.54%
Return on assets
0.16%0.35%0.55%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.30%
Q3 20240.16%
Q4 20240.16%
Q1 20250.16%
Q2 20250.49%
Q3 20250.46%
Q4 20250.41%
Q1 20260.44%
Q2 20260.55%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202667$3.9M32.34%1.54%0.55%83.7%
Q1 202664$4.5M27.99%1.90%0.44%70.5%
Q4 202559$4.5M27.86%2.50%0.41%72.9%
Q3 202566$4.5M27.96%1.65%0.46%75.0%
Q2 202576$4.5M27.58%0.56%0.49%74.7%
Q1 202550$4.5M27.78%5.67%0.16%81.7%
Q4 202450$4.4M27.94%5.51%0.16%82.0%
Q3 202475$4.5M27.32%0.30%0.16%83.8%
Q2 202478$4.6M26.94%0.18%0.30%80.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio32.34%
95th
Problem loans1.54%
28th
Net charge-offs0.00%
77th
Return on assets0.55%
44th
Loans to deposits83.7%
15th
Uninsured deposits45.3%
0th
Loan-loss reserves0.87%
81st
Texas ratio2.6%
45th

Similar-size credit unions in Virginia

InstitutionScoreAssetsCapitalProblem loansCompare
Kraftsman Federal Credit UnionCredit union Hopewell, VA65 out of 100, Moderate$4.8M29.2%4.57%vs
St. Ann'S Arlington Federal Credit UnionCredit union Arlington, VA76 out of 100, Strong$3.1M12.3%0.00%vs
First Care Federal Credit UnionCredit union Roanoke, VA48 out of 100, Below average$5.0M8.3%1.32%vs
High Street Baptist Church Federal Credit UnionCredit union Roanoke, VA92 out of 100, Very strong$2.5M14.7%0.00%vs
Planters Federal Credit UnionCredit union Suffolk, VA57 out of 100, Moderate$2.4M21.7%12.10%vs
Poly Scientific Employees Federal Credit UnionCredit union Blacksburg, VA60 out of 100, Moderate$5.5M26.3%5.56%vs

Deposit insurance

Is my money safe at Yogaville Federal Credit Union?

Yes. Yogaville Federal Credit Union is a federally insured credit union (NCUA charter #23974). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 45.3% of shares and deposits ($1.2M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 32.34%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Yogaville Federal Credit Union lists 1 office in 1 city. Most locations:

  • Buckingham, VA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Yogaville Federal Credit Union
Type
Federal credit union
NCUA charter #
23974
RSSD ID
40695
Primary regulator
NCUA
Established
1983
Headquarters
108 Yogaville Way, Buckingham, VA 23921
Employees
3

Quick answers

Yogaville Federal Credit Union: common questions

Is Yogaville Federal Credit Union NCUA insured?

Yes. Yogaville Federal Credit Union is a federally insured credit union (NCUA charter #23974). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Yogaville Federal Credit Union's TellerScore?

67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Yogaville Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Buckingham

InstitutionScoreAssetsCapitalProblem loansCompare
Citizens Bank and Trust CompanyBank Blackstone, VA97 out of 100, Very strong$577.6M15.4%0.23%vs
The Farmers Bank of AppomattoxBank Appomattox, VA76 out of 100, Strong$374.6M12.6%0.59%vs
Citizens and Farmers BankBank West Point, VA75 out of 100, Strong$2.8B11.2%0.09%vs
Benchmark Community BankBank Kenbridge, VA75 out of 100, Strong$1.4B9.8%0.17%vs
Atlantic Union BankBank Richmond City, VA73 out of 100, Strong$38.0B11.4%0.50%vs
Bank of the JamesBank Lynchburg, VA69 out of 100, Moderate$1.0B9.4%0.16%vs