Side-by-side · Q2 2026 data
First Central Bank vs Bank of Dixon County
Metric by metric
| Measure | First Central Bank | Bank of Dixon County |
|---|---|---|
| TellerScore | 50 | 70 (stronger) |
| Capital cushion | 66 | 83 (stronger) |
| Loan quality | 0 | 32 (stronger) |
| Earnings | 73 | 86 (stronger) |
| Funding & liquidity | 70 | 78 (stronger) |
| Problem-loan coverage | 55 | 80 (stronger) |
| Peer percentile | 7th | 43rd |
| Total assets | $137.8M | $141.7M |
| Deposits / shares | $117.7M | $121.6M |
| Capital ratio | 11.59% | 13.29% (stronger) |
| Problem loans | 3.47% | 2.04% (stronger) |
| Net charge-offs | -0.12% (stronger) | -0.00% |
| Return on assets | 1.34% | 1.64% (stronger) |
| Loans ÷ deposits | 89.3% | 77.8% (stronger) |
| Uninsured deposits | 15.8% (stronger) | 18.6% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Dixon County has the higher TellerScore (70 vs 50). On the 7 directional measures above (where higher or lower is clearly better), First Central Bank leads on 2 and Bank of Dixon County on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.