Side-by-side · Q2 2026 data
First Central Savings Bank vs Greene County Commercial Bank
Metric by metric
| Measure | First Central Savings Bank | Greene County Commercial Bank |
|---|---|---|
| TellerScore | 57 | 73 (stronger) |
| Capital cushion | 53 (stronger) | 51 |
| Loan quality | 60 | 100 (stronger) |
| Earnings | 59 | 75 (stronger) |
| Funding & liquidity | 47 | 50 (stronger) |
| Problem-loan coverage | 69 | 100 (stronger) |
| Peer percentile | 16th | 70th |
| Total assets | $1.0B | $1.3B |
| Deposits / shares | $891.0M | $1.2B |
| Capital ratio | 10.30% (stronger) | 10.05% |
| Problem loans | 1.19% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 0.97% | 1.37% (stronger) |
| Loans ÷ deposits | 99.7% | 0.0% (stronger) |
| Uninsured deposits | 27.5% (stronger) | 88.8% |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.1% | — |
Greene County Commercial Bank has the higher TellerScore (73 vs 57). On the 7 directional measures above (where higher or lower is clearly better), First Central Savings Bank leads on 3 and Greene County Commercial Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.