Headquartered in Catskill, New York, Greene County Commercial Bank is a state-chartered bank with $1.3B in total assets and $1.2B in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 2004.
Based on its Q2 2026 filing, Greene County Commercial Bank scores 73/100, which we describe as strong. That is higher than 70% of 897 banks with $1 billion – $10 billion. Among 121 banks headquartered in New York, it ranks 32nd. Its strongest component is loan quality (100/100; 0.00%), and its lowest is funding & liquidity (50/100; 0% loans-to-deposits, 89% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 8 points (65 → 73), mostly because the earnings component improved by 23 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 63 |
| Q3 2024 | 65 |
| Q4 2024 | 63 |
| Q1 2025 | 64 |
| Q2 2025 | 65 |
| Q3 2025 | 67 |
| Q4 2025 | 65 |
| Q1 2026 | 70 |
| Q2 2026 | 73 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.12% |
| Q3 2024 | 9.78% |
| Q4 2024 | 8.97% |
| Q1 2025 | 8.93% |
| Q2 2025 | 9.13% |
| Q3 2025 | 9.82% |
| Q4 2025 | 8.92% |
| Q1 2026 | 9.52% |
| Q2 2026 | 10.05% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.58% |
| Q3 2024 | 0.49% |
| Q4 2024 | 0.51% |
| Q1 2025 | 0.70% |
| Q2 2025 | 0.80% |
| Q3 2025 | 0.77% |
| Q4 2025 | 0.81% |
| Q1 2026 | 1.31% |
| Q2 2026 | 1.37% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 73 | $1.3B | 10.05% | 0.00% | 1.37% | 0.0% |
| Q1 2026 | 70 | $1.4B | 9.52% | 0.00% | 1.31% | 0.0% |
| Q4 2025 | 65 | $1.3B | 8.92% | 0.00% | 0.81% | 0.0% |
| Q3 2025 | 67 | $1.4B | 9.82% | 0.00% | 0.77% | 0.0% |
| Q2 2025 | 65 | $1.3B | 9.13% | 0.00% | 0.80% | 0.0% |
| Q1 2025 | 64 | $1.4B | 8.93% | 0.00% | 0.70% | 0.0% |
| Q4 2024 | 63 | $1.2B | 8.97% | 0.00% | 0.51% | 0.0% |
| Q3 2024 | 65 | $1.2B | 9.78% | 0.00% | 0.49% | 0.0% |
| Q2 2024 | 63 | $1.1B | 9.12% | 0.00% | 0.58% | 0.0% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in New York
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Genesee Regional BankBank Rochester, NY | 72 out of 100, Strong | $1.3B | 11.0% | 0.59% | vs |
| Ballston Spa National BankBank Ballston Spa, NY | 55 out of 100, Moderate | $1.4B | 8.7% | 0.23% | vs |
| Ulster Savings BankBank Kingston, NY | 53 out of 100, Below average | $1.4B | 9.8% | 1.54% | vs |
| Solvay BankBank Solvay, NY | 67 out of 100, Moderate | $1.2B | 9.5% | 0.11% | vs |
| Rhinebeck BankBank Rhinebeck, NY | 69 out of 100, Moderate | $1.5B | 10.9% | 0.38% | vs |
| Pathfinder BankBank Oswego, NY | 42 out of 100, Below average | $1.5B | 9.6% | 4.69% | vs |
Deposit insurance
Is my money safe at Greene County Commercial Bank?
Yes. Greene County Commercial Bank is an FDIC-insured institution (FDIC certificate #57710). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 88.8% of deposits ($1.1B) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.05%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 51.28% (benchmark: 10%).
1 location
Branches
Greene County Commercial Bank lists 1 office in 1 city. Most locations:
- Catskill, NY (1)
Identity & history
Profile
- Legal name
- Greene County Commercial Bank
- Type
- State-chartered bank
- FDIC certificate #
- 57710
- RSSD ID
- 3268249
- Primary regulator
- FDIC
- Holding company
- Greene County Bcorp Mhc
- Established
- May 20, 2004
- Headquarters
- 425 Main St, Catskill, NY 12414
- Website
- www.tbogc.com
Quick answers
Greene County Commercial Bank: common questions
Is Greene County Commercial Bank FDIC insured?
Yes. Greene County Commercial Bank is an FDIC-insured institution (FDIC certificate #57710). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Greene County Commercial Bank's TellerScore?
73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Greene County Commercial Bank ever failed?
There is no failure record for FDIC certificate #57710 in the FDIC failed bank list.
How many branches does Greene County Commercial Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Catskill
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of GreeneBank Catskill, NY | 77 out of 100, Strong | $3.2B | 9.9% | 0.23% | vs |
| Bank of MillbrookBank Millbrook, NY | 73 out of 100, Strong | $311.7M | 12.1% | 1.76% | vs |
| Mid-Hudson Valley Federal Credit UnionCredit union Kingston, NY | 69 out of 100, Moderate | $1.7B | 9.9% | 0.36% | vs |
| Rhinebeck BankBank Rhinebeck, NY | 69 out of 100, Moderate | $1.5B | 10.9% | 0.38% | vs |
| Greylock Federal Credit UnionCredit union Pittsfield, MA | 67 out of 100, Moderate | $1.8B | 12.8% | 1.35% | vs |
| Ulster Federal Credit UnionCredit union Kingston, NY | 67 out of 100, Moderate | $179.0M | 10.3% | 0.81% | vs |