Side-by-side · Q2 2026 data
First Century Bank vs Arh Federal Credit Union
Metric by metric
| Measure | First Century Bank | Arh Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 79 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 98 (stronger) | 56 |
| Earnings | 88 (stronger) | 69 |
| Funding & liquidity | 55 | 78 (stronger) |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 53rd | 62nd |
| Total assets | $809.8M | $19.9M |
| Deposits / shares | $722.3M | $14.4M |
| Capital ratio | 9.44% | 26.93% (stronger) |
| Problem loans | 0.07% (stronger) | 1.32% |
| Net charge-offs | 0.01% (stronger) | 0.80% |
| Return on assets | 1.69% (stronger) | 1.23% |
| Loans ÷ deposits | 96.9% | 82.2% (stronger) |
| Uninsured deposits | 22.7% | 5.1% (stronger) |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Arh Federal Credit Union has the higher TellerScore (79 vs 73). On the 7 directional measures above (where higher or lower is clearly better), First Century Bank leads on 3 and Arh Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.