Side-by-side · Q2 2026 data
First Choice America Community Federal Credit Union vs B I Federal Credit Union
Credit union
First Choice America Community Federal Credit Union
Weirton, West Virginia · $100 million – $1 billion
Metric by metric
| Measure | First Choice America Community Federal Credit Union | B I Federal Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 62 |
| Capital cushion | 100 | 100 |
| Loan quality | 95 (stronger) | 0 |
| Earnings | 87 (stronger) | 35 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 99th | 24th |
| Total assets | $713.9M | $3.0M |
| Deposits / shares | $581.8M | $1.9M |
| Capital ratio | 18.15% | 37.09% (stronger) |
| Problem loans | 0.15% (stronger) | 3.80% |
| Net charge-offs | 0.00% | -1.20% (stronger) |
| Return on assets | 1.67% (stronger) | 0.38% |
| Loans ÷ deposits | 23.3% (stronger) | 27.6% |
| Uninsured deposits | 13.2% | 0.0% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.8% | — |
First Choice America Community Federal Credit Union has the higher TellerScore (96 vs 62). On the 7 directional measures above (where higher or lower is clearly better), First Choice America Community Federal Credit Union leads on 4 and B I Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.