Side-by-side · Q2 2026 data
First Choice America Community Federal Credit Union vs Blackhawk Federal Credit Union
Credit union
First Choice America Community Federal Credit Union
Weirton, West Virginia · $100 million – $1 billion
Credit union
Blackhawk Federal Credit Union
Beaver Falls, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | First Choice America Community Federal Credit Union | Blackhawk Federal Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 77 |
| Capital cushion | 100 | 100 |
| Loan quality | 95 (stronger) | 52 |
| Earnings | 87 (stronger) | 48 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 99th | 57th |
| Total assets | $713.9M | $15.1M |
| Deposits / shares | $581.8M | $12.4M |
| Capital ratio | 18.15% (stronger) | 16.82% |
| Problem loans | 0.15% (stronger) | 1.45% |
| Net charge-offs | 0.00% | -0.03% (stronger) |
| Return on assets | 1.67% (stronger) | 0.69% |
| Loans ÷ deposits | 23.3% (stronger) | 47.5% |
| Uninsured deposits | 13.2% | 1.4% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.8% | — |
First Choice America Community Federal Credit Union has the higher TellerScore (96 vs 77). On the 7 directional measures above (where higher or lower is clearly better), First Choice America Community Federal Credit Union leads on 5 and Blackhawk Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.