TellerScore

Blackhawk Federal Credit Union is a federal credit union headquartered in Beaver Falls, Pennsylvania, in business for about 52 years. At the end of Q2 2026 it reported $15.1M in total assets and $12.4M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Blackhawk Federal Credit Union scores 77/100, which we describe as strong. That is higher than 57% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 123rd. Its strongest component is capital cushion (100/100; 16.82%), and its lowest is earnings (48/100; 0.69%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 16.82%
Loan quality52/100
Loans 60+ days delinquent ÷ total loans: 1.45%
Earnings48/100
Return on assets (annualized): 0.69%
Funding & liquidity100/100
Loans ÷ shares: 47.5% · 1.4% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.38%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (78 → 77).

TellerScore
758799Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202484
Q3 202486
Q4 202481
Q1 202599
Q2 202578
Q3 202590
Q4 202580
Q1 202675
Q2 202677
Net worth ratio
7.00%11.91%16.82%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.05%
Q3 202415.49%
Q4 202415.79%
Q1 202515.79%
Q2 202516.37%
Q3 202516.44%
Q4 202516.73%
Q1 202616.70%
Q2 202616.82%
Delinquent loans (60+ days)
0.00%0.82%1.65%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.44%
Q3 20240.43%
Q4 20240.89%
Q1 20250.02%
Q2 20251.36%
Q3 20250.00%
Q4 20251.08%
Q1 20261.65%
Q2 20261.45%
Return on assets
0.54%1.20%1.86%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.54%
Q3 20240.69%
Q4 20240.64%
Q1 20251.86%
Q2 20250.72%
Q3 20250.76%
Q4 20250.69%
Q1 20260.66%
Q2 20260.69%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202677$15.1M16.82%1.45%0.69%47.5%
Q1 202675$15.0M16.70%1.65%0.66%47.9%
Q4 202580$14.8M16.73%1.08%0.69%48.8%
Q3 202590$15.0M16.44%0.00%0.76%47.9%
Q2 202578$14.9M16.37%1.36%0.72%48.6%
Q1 202599$15.3M15.79%0.02%1.86%46.1%
Q4 202481$15.1M15.79%0.89%0.64%47.9%
Q3 202486$15.2M15.49%0.43%0.69%45.8%
Q2 202484$15.4M15.05%0.44%0.54%44.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio16.82%
64th
Problem loans1.45%
29th
Net charge-offs-0.03%
90th
Return on assets0.69%
53rd
Loans to deposits47.5%
68th
Uninsured deposits1.4%
50th
Loan-loss reserves0.00%
37th
Texas ratio3.4%
40th

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Usne Penitentiary Employees Federal Credit UnionCredit union Lewisburg, PA72 out of 100, Strong$14.9M11.4%0.40%vs
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Transit Workers Federal Credit UnionCredit union Philadelphia, PA47 out of 100, Below average$14.6M9.9%2.00%vs
Williamsport Teachers Credit UnionCredit union South Williamsp, PA85 out of 100, Very strong$15.6M19.5%0.56%vs
Spojnia Credit UnionCredit union Scranton, PA50 out of 100, Below average$14.3M15.5%8.33%vs

Deposit insurance

Is my money safe at Blackhawk Federal Credit Union?

Yes. Blackhawk Federal Credit Union is a federally insured credit union (NCUA charter #21845). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.4% of shares and deposits ($178K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 16.82%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Blackhawk Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Blackhawk Federal Credit Union
Type
Federal credit union
NCUA charter #
21845
RSSD ID
111988
Primary regulator
NCUA
Established
1974
Headquarters
2358 Darlington RD, Beaver Falls, PA 15010
Employees
5

Quick answers

Blackhawk Federal Credit Union: common questions

Is Blackhawk Federal Credit Union NCUA insured?

Yes. Blackhawk Federal Credit Union is a federally insured credit union (NCUA charter #21845). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Blackhawk Federal Credit Union's TellerScore?

77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Blackhawk Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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