Side-by-side · Q2 2026 data
First Choice America Community Federal Credit Union vs R-S Bellco Federal Credit Union
Credit union
First Choice America Community Federal Credit Union
Weirton, West Virginia · $100 million – $1 billion
Credit union
R-S Bellco Federal Credit Union
New Brighton, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | First Choice America Community Federal Credit Union | R-S Bellco Federal Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 57 |
| Capital cushion | 100 (stronger) | 22 |
| Loan quality | 95 (stronger) | 71 |
| Earnings | 87 (stronger) | 56 |
| Funding & liquidity | 100 (stronger) | 88 |
| Problem-loan coverage | 100 (stronger) | 84 |
| Peer percentile | 99th | 17th |
| Total assets | $713.9M | $44.5M |
| Deposits / shares | $581.8M | $41.4M |
| Capital ratio | 18.15% (stronger) | 7.17% |
| Problem loans | 0.15% (stronger) | 0.86% |
| Net charge-offs | 0.00% (stronger) | 0.26% |
| Return on assets | 1.67% (stronger) | 0.91% |
| Loans ÷ deposits | 23.3% (stronger) | 71.8% |
| Uninsured deposits | 13.2% | 0.0% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.8% | — |
First Choice America Community Federal Credit Union has the higher TellerScore (96 vs 57). On the 7 directional measures above (where higher or lower is clearly better), First Choice America Community Federal Credit Union leads on 6 and R-S Bellco Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.