TellerScore

R-S Bellco Federal Credit Union is a federal credit union headquartered in New Brighton, Pennsylvania, in business for about 73 years. At the end of Q2 2026 it reported $44.5M in total assets and $41.4M in member shares and deposits, with 1 office.

R-S Bellco Federal Credit Union has a TellerScore of 57 out of 100 (moderate) based on Q2 2026 data — higher than only 17% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 236th. Funding & liquidity contributes the most (88/100, 72% loans-to-deposits, 0% uninsured); capital cushion contributes the least (22/100, 7.17%).

TellerScore · Q2 2026

Scorecard

Capital cushion22/100
Net worth ratio: 7.17%
Loan quality71/100
Loans 60+ days delinquent ÷ total loans: 0.86%
Earnings56/100
Return on assets (annualized): 0.91%
Funding & liquidity88/100
Loans ÷ shares: 71.8% · 0.0% uninsured
Problem-loan coverage84/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 8.01%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (58 → 57).

TellerScore
495459Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202454
Q3 202455
Q4 202455
Q1 202554
Q2 202558
Q3 202557
Q4 202549
Q1 202659
Q2 202657
Net worth ratio
7.00%7.30%7.61%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20247.60%
Q3 20247.44%
Q4 20247.44%
Q1 20257.40%
Q2 20257.56%
Q3 20257.61%
Q4 20257.24%
Q1 20267.02%
Q2 20267.17%
Delinquent loans (60+ days)
0.72%1.04%1.36%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.03%
Q3 20240.77%
Q4 20240.78%
Q1 20250.97%
Q2 20250.72%
Q3 20250.91%
Q4 20251.36%
Q1 20260.90%
Q2 20260.86%
Return on assets
0.16%0.63%1.09%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.28%
Q3 20240.23%
Q4 20240.16%
Q1 20250.33%
Q2 20250.57%
Q3 20250.67%
Q4 20250.37%
Q1 20261.09%
Q2 20260.91%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202657$44.5M7.17%0.86%0.91%71.8%
Q1 202659$44.3M7.02%0.90%1.09%67.9%
Q4 202549$41.2M7.24%1.36%0.37%69.7%
Q3 202557$40.2M7.61%0.91%0.67%69.0%
Q2 202558$39.3M7.56%0.72%0.57%64.8%
Q1 202554$39.0M7.40%0.97%0.33%60.9%
Q4 202455$38.4M7.44%0.78%0.16%60.9%
Q3 202455$38.8M7.44%0.77%0.23%58.1%
Q2 202454$37.8M7.60%1.03%0.28%59.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio7.17%
2nd
Problem loans0.86%
44th
Net charge-offs0.26%
42nd
Return on assets0.91%
64th
Loans to deposits71.8%
30th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio8.0%
18th

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Wyrope Williamsport Federal Credit UnionCredit union S Williamsport, PA81 out of 100, Strong$43.8M14.6%1.08%vs
Glass Cap Federal Credit UnionCredit union Connellsville, PA89 out of 100, Very strong$45.4M18.3%0.76%vs
North Districts Credit UnionCredit union Gibsonia, PA65 out of 100, Moderate$45.4M15.4%4.70%vs
York Educational Federal Credit UnionCredit union York, PA74 out of 100, Strong$43.5M10.7%0.16%vs
Bessemer System Federal Credit UnionCredit union Greenville, PA74 out of 100, Strong$47.3M11.7%0.65%vs
Vantage Trust Federal Credit UnionCredit union Wilkes Barre, PA50 out of 100, Below average$47.7M7.3%1.23%vs

Deposit insurance

Is my money safe at R-S Bellco Federal Credit Union?

Yes. R-S Bellco Federal Credit Union is a federally insured credit union (NCUA charter #8540). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 7.17%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

R-S Bellco Federal Credit Union lists 1 office in 1 city. Most locations:

  • New Brighton, PA (1)

All branch addresses and map

Identity & history

Profile

Legal name
R-S Bellco Federal Credit Union
Type
Federal credit union
NCUA charter #
8540
RSSD ID
251389
Primary regulator
NCUA
Established
1953
Headquarters
710 Third Avenue, New Brighton, PA 15066
Employees
10

Quick answers

R-S Bellco Federal Credit Union: common questions

Is R-S Bellco Federal Credit Union NCUA insured?

Yes. R-S Bellco Federal Credit Union is a federally insured credit union (NCUA charter #8540). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is R-S Bellco Federal Credit Union's TellerScore?

57 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does R-S Bellco Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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