Side-by-side · Q2 2026 data
First Choice Bank vs BNA Bank
Metric by metric
| Measure | First Choice Bank | BNA Bank |
|---|---|---|
| TellerScore | 61 | 77 (stronger) |
| Capital cushion | 45 | 75 (stronger) |
| Loan quality | 90 (stronger) | 76 |
| Earnings | 35 | 84 (stronger) |
| Funding & liquidity | 56 | 67 (stronger) |
| Problem-loan coverage | 92 (stronger) | 91 |
| Peer percentile | 20th | 68th |
| Total assets | $561.0M | $855.7M |
| Deposits / shares | $510.0M | $718.7M |
| Capital ratio | 9.52% | 12.49% (stronger) |
| Problem loans | 0.31% (stronger) | 0.72% |
| Net charge-offs | 0.09% (stronger) | 1.52% |
| Return on assets | 0.38% | 1.60% (stronger) |
| Loans ÷ deposits | 78.9% | 76.1% (stronger) |
| Uninsured deposits | 37.7% | 30.1% (stronger) |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
BNA Bank has the higher TellerScore (77 vs 61). On the 7 directional measures above (where higher or lower is clearly better), First Choice Bank leads on 2 and BNA Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.