BNA Bank (FDIC certificate #19448) is based in New Albany, Mississippi. Its Q2 2026 call report shows $855.7M in total assets and $718.7M in deposits and 8 offices.
Based on its Q2 2026 filing, BNA Bank scores 77/100, which we describe as strong. That is higher than 68% of 2,650 banks with $100 million – $1 billion. Among 57 banks headquartered in Mississippi, it ranks 12th. Its strongest component is problem-loan coverage (91/100; 4.7%), and its lowest is funding & liquidity (67/100; 76% loans-to-deposits, 30% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (77 → 77).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 74 |
| Q3 2024 | 74 |
| Q4 2024 | 75 |
| Q1 2025 | 77 |
| Q2 2025 | 77 |
| Q3 2025 | 80 |
| Q4 2025 | 62 |
| Q1 2026 | 76 |
| Q2 2026 | 77 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.60% |
| Q3 2024 | 11.96% |
| Q4 2024 | 11.81% |
| Q1 2025 | 12.10% |
| Q2 2025 | 12.28% |
| Q3 2025 | 12.59% |
| Q4 2025 | 11.78% |
| Q1 2026 | 11.87% |
| Q2 2026 | 12.49% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.68% |
| Q3 2024 | 0.78% |
| Q4 2024 | 0.79% |
| Q1 2025 | 0.90% |
| Q2 2025 | 0.84% |
| Q3 2025 | 0.50% |
| Q4 2025 | 1.94% |
| Q1 2026 | 0.73% |
| Q2 2026 | 0.72% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.26% |
| Q3 2024 | 1.25% |
| Q4 2024 | 1.47% |
| Q1 2025 | 1.70% |
| Q2 2025 | 1.59% |
| Q3 2025 | 1.63% |
| Q4 2025 | 1.37% |
| Q1 2026 | 1.64% |
| Q2 2026 | 1.60% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 77 | $855.7M | 12.49% | 0.72% | 1.60% | 76.1% |
| Q1 2026 | 76 | $841.4M | 11.87% | 0.73% | 1.64% | 75.6% |
| Q4 2025 | 62 | $853.4M | 11.78% | 1.94% | 1.37% | 76.6% |
| Q3 2025 | 80 | $821.5M | 12.59% | 0.50% | 1.63% | 73.0% |
| Q2 2025 | 77 | $815.0M | 12.28% | 0.84% | 1.59% | 66.6% |
| Q1 2025 | 77 | $794.7M | 12.10% | 0.90% | 1.70% | 66.2% |
| Q4 2024 | 75 | $774.5M | 11.81% | 0.79% | 1.47% | 65.8% |
| Q3 2024 | 74 | $778.6M | 11.96% | 0.78% | 1.25% | 65.6% |
| Q2 2024 | 74 | $769.2M | 11.60% | 0.68% | 1.26% | 66.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Mississippi
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| FNB Oxford BankBank Oxford, MS | 75 out of 100, Strong | $939.7M | 11.9% | 0.13% | vs |
| The Peoples Bank, Biloxi, MississippiBank Biloxi, MS | 82 out of 100, Strong | $770.7M | 15.2% | 0.18% | vs |
| First State BankBank Waynesboro, MS | 57 out of 100, Moderate | $951.5M | 10.7% | 1.18% | vs |
| First Security BankBank Batesville, MS | 66 out of 100, Moderate | $976.5M | 9.3% | 0.55% | vs |
| Bank of Holly SpringsBank Holly Springs, MS | 52 out of 100, Below average | $587.5M | 13.1% | 4.61% | vs |
| The Peoples BankBank Ripley, MS | 72 out of 100, Strong | $581.8M | 10.2% | 0.34% | vs |
Deposit insurance
Is my money safe at BNA Bank?
Yes. BNA Bank is an FDIC-insured institution (FDIC certificate #19448). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 30.1% of deposits ($216.4M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.49%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 18.88% (benchmark: 10%).
8 locations
Branches
BNA Bank lists 8 offices in 6 cities. Most locations:
- New Albany, MS (3)
- Belden, MS (1)
- Myrtle, MS (1)
- Pontotoc, MS (1)
- Saltillo, MS (1)
- Tupelo, MS (1)
Identity & history
Profile
- Legal name
- BNA Bank
- Former names
- Bank of New Albany
- Type
- State-chartered bank
- FDIC certificate #
- 19448
- RSSD ID
- 916745
- Primary regulator
- FDIC
- Holding company
- Bna Bancshares Inc
- Established
- January 1, 1896
- Headquarters
- 205 W Bankhead St, New Albany, MS 38652
- Website
- www.bna.bank
- Employees
- 116
Quick answers
BNA Bank: common questions
Is BNA Bank FDIC insured?
Yes. BNA Bank is an FDIC-insured institution (FDIC certificate #19448). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is BNA Bank's TellerScore?
77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has BNA Bank ever failed?
There is no failure record for FDIC certificate #19448 in the FDIC failed bank list.
How many branches does BNA Bank have?
8 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near New Albany
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| N. Mississippi Health Services Emp. Federal Credit UnionCredit union Tupelo, MS | 97 out of 100, Very strong | $14.0M | 20.9% | 0.00% | vs |
| F a a Federal Credit UnionCredit union Cordova, TN | 91 out of 100, Very strong | $131.1M | 18.6% | 0.87% | vs |
| Brightview Federal Credit UnionCredit union Ridgeland, MS | 78 out of 100, Strong | $37.6M | 16.3% | 0.75% | vs |
| Farmers and Merchants BankBank Baldwyn, MS | 77 out of 100, Strong | $565.8M | 14.2% | 1.69% | vs |
| FNB Oxford BankBank Oxford, MS | 75 out of 100, Strong | $939.7M | 11.9% | 0.13% | vs |
| The Peoples BankBank Ripley, MS | 72 out of 100, Strong | $581.8M | 10.2% | 0.34% | vs |