Side-by-side · Q2 2026 data
First Choice Bank vs Brightview Federal Credit Union
Credit union
Brightview Federal Credit Union
Ridgeland, Mississippi · Under $100 million in assets
Metric by metric
| Measure | First Choice Bank | Brightview Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 78 (stronger) |
| Capital cushion | 45 | 100 (stronger) |
| Loan quality | 90 (stronger) | 75 |
| Earnings | 35 (stronger) | 33 |
| Funding & liquidity | 56 | 92 (stronger) |
| Problem-loan coverage | 92 | 93 (stronger) |
| Peer percentile | 20th | 59th |
| Total assets | $561.0M | $37.6M |
| Deposits / shares | $510.0M | $30.8M |
| Capital ratio | 9.52% | 16.25% (stronger) |
| Problem loans | 0.31% (stronger) | 0.75% |
| Net charge-offs | 0.09% (stronger) | 0.76% |
| Return on assets | 0.38% (stronger) | 0.32% |
| Loans ÷ deposits | 78.9% | 68.3% (stronger) |
| Uninsured deposits | 37.7% | 0.8% (stronger) |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Brightview Federal Credit Union has the higher TellerScore (78 vs 61). On the 7 directional measures above (where higher or lower is clearly better), First Choice Bank leads on 3 and Brightview Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.