Side-by-side · Q2 2026 data
First Choice Bank vs F a a Federal Credit Union
Metric by metric
| Measure | First Choice Bank | F a a Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 91 (stronger) |
| Capital cushion | 45 | 100 (stronger) |
| Loan quality | 90 (stronger) | 71 |
| Earnings | 35 | 91 (stronger) |
| Funding & liquidity | 56 | 100 (stronger) |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 20th | 96th |
| Total assets | $561.0M | $131.1M |
| Deposits / shares | $510.0M | $107.2M |
| Capital ratio | 9.52% | 18.64% (stronger) |
| Problem loans | 0.31% (stronger) | 0.87% |
| Net charge-offs | 0.09% | 0.08% (stronger) |
| Return on assets | 0.38% | 1.77% (stronger) |
| Loans ÷ deposits | 78.9% | 41.1% (stronger) |
| Uninsured deposits | 37.7% | 4.1% (stronger) |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
F a a Federal Credit Union has the higher TellerScore (91 vs 61). On the 7 directional measures above (where higher or lower is clearly better), First Choice Bank leads on 1 and F a a Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.