Side-by-side · Q2 2026 data
First Choice Federal Credit Union vs Doy Federal Credit Union
Credit union
First Choice Federal Credit Union
New Castle, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | First Choice Federal Credit Union | Doy Federal Credit Union |
|---|---|---|
| TellerScore | 82 | 85 (stronger) |
| Capital cushion | 76 | 91 (stronger) |
| Loan quality | 74 | 92 (stronger) |
| Earnings | 87 (stronger) | 50 |
| Funding & liquidity | 94 | 100 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 70th | 77th |
| Total assets | $94.5M | $70.8M |
| Deposits / shares | $81.8M | $60.8M |
| Capital ratio | 12.57% | 14.12% (stronger) |
| Problem loans | 0.79% | 0.25% (stronger) |
| Net charge-offs | 0.32% | 0.00% (stronger) |
| Return on assets | 1.67% (stronger) | 0.75% |
| Loans ÷ deposits | 65.8% | 44.9% (stronger) |
| Uninsured deposits | 1.9% (stronger) | 4.5% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Doy Federal Credit Union has the higher TellerScore (85 vs 82). On the 7 directional measures above (where higher or lower is clearly better), First Choice Federal Credit Union leads on 2 and Doy Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.