Side-by-side · Q2 2026 data
First Citizens Bank vs Northeast Security Bank
Metric by metric
| Measure | First Citizens Bank | Northeast Security Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 77 |
| Capital cushion | 70 (stronger) | 58 |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 100 (stronger) | 69 |
| Funding & liquidity | 43 | 72 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 91st | 68th |
| Total assets | $1.8B | $461.9M |
| Deposits / shares | $1.6B | $379.1M |
| Capital ratio | 11.96% (stronger) | 10.77% |
| Problem loans | 0.16% | 0.00% (stronger) |
| Net charge-offs | 0.13% (stronger) | 0.25% |
| Return on assets | 2.09% (stronger) | 1.22% |
| Loans ÷ deposits | 83.2% | 70.7% (stronger) |
| Uninsured deposits | 45.6% | 30.8% (stronger) |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.4% |
First Citizens Bank has the higher TellerScore (81 vs 77). On the 7 directional measures above (where higher or lower is clearly better), First Citizens Bank leads on 4 and Northeast Security Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.