Side-by-side · Q2 2026 data
First Citizens State Bank vs First Federal Bank of Wisconsin
Metric by metric
| Measure | First Citizens State Bank | First Federal Bank of Wisconsin |
|---|---|---|
| TellerScore | 90 (stronger) | 82 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 94 (stronger) | 59 |
| Funding & liquidity | 40 (stronger) | 39 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 95th | 82nd |
| Total assets | $525.2M | $285.9M |
| Deposits / shares | $355.3M | $205.9M |
| Capital ratio | 18.00% | 22.54% (stronger) |
| Problem loans | 0.00% (stronger) | 0.02% |
| Net charge-offs | -0.00% | -0.00% (stronger) |
| Return on assets | 1.85% (stronger) | 0.98% |
| Loans ÷ deposits | 109.2% | 108.2% (stronger) |
| Uninsured deposits | 25.1% (stronger) | 26.6% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Citizens State Bank has the higher TellerScore (90 vs 82). On the 7 directional measures above (where higher or lower is clearly better), First Citizens State Bank leads on 4 and First Federal Bank of Wisconsin on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.