TellerScore

First Federal Bank of Wisconsin is a savings bank headquartered in Waukesha, Wisconsin, in business for about 104 years. At the end of Q2 2026 it reported $285.9M in total assets and $205.9M in deposits, with 5 offices.

First Federal Bank of Wisconsin has a TellerScore of 82 out of 100 (strong) based on Q2 2026 data — higher than 82% of its 2,650 banks with $100 million – $1 billion. Among 154 banks headquartered in Wisconsin, it ranks 33rd. Capital cushion contributes the most (100/100, 22.54%); funding & liquidity contributes the least (39/100, 108% loans-to-deposits, 27% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 22.54%
Loan quality99/100
Noncurrent loans ÷ total loans: 0.02%
Earnings59/100
Return on assets (annualized): 0.98%
Funding & liquidity39/100
Loans ÷ deposits and uninsured-deposit share: 108.2% · 26.6% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.05%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (83 → 82).

TellerScore
818283Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202481
Q3 202483
Q4 202482
Q1 202581
Q2 202583
Q3 202583
Q4 202583
Q1 202683
Q2 202682
Tier 1 leverage ratio
5.00%14.40%23.80%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202421.00%
Q3 202422.14%
Q4 202422.93%
Q1 202523.80%
Q2 202523.08%
Q3 202522.18%
Q4 202522.40%
Q1 202622.14%
Q2 202622.54%
Noncurrent loans
0.00%0.04%0.07%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.04%
Q3 20240.04%
Q4 20240.07%
Q1 20250.07%
Q2 20250.00%
Q3 20250.02%
Q4 20250.02%
Q1 20260.02%
Q2 20260.02%
Return on assets
0.78%0.88%0.98%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.80%
Q3 20240.86%
Q4 20240.86%
Q1 20250.78%
Q2 20250.83%
Q3 20250.86%
Q4 20250.98%
Q1 20260.94%
Q2 20260.98%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202682$285.9M22.54%0.02%0.98%108.2%
Q1 202683$278.7M22.14%0.02%0.94%100.2%
Q4 202583$275.7M22.40%0.02%0.98%103.2%
Q3 202583$275.6M22.18%0.02%0.86%102.5%
Q2 202583$274.4M23.08%0.00%0.83%104.0%
Q1 202581$294.4M23.80%0.07%0.78%102.3%
Q4 202482$287.5M22.93%0.07%0.86%104.8%
Q3 202483$299.7M22.14%0.04%0.86%100.7%
Q2 202481$307.2M21.00%0.04%0.80%103.1%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio22.54%
97th
Total risk-based capital26.59%
95th
Problem loans0.02%
84th
Net charge-offs-0.00%
78th
Return on assets0.98%
33rd
Net interest margin4.82%
88th
Efficiency ratio74.9%
20th
Loans to deposits108.2%
4th
Uninsured deposits26.6%
40th
Loan-loss reserves1.29%
62nd
Texas ratio0.1%
87th

Similar-size banks in Wisconsin

InstitutionScoreAssetsCapitalProblem loansCompare
Nekoosa Port Edwards State BankBank Nekoosa, WI93 out of 100, Very strong$286.5M15.1%0.00%vs
The Farmers State Bank of WaupacaBank Waupaca, WI84 out of 100, Strong$279.5M11.6%0.00%vs
Partners Bank of WisconsinBank Marshfield, WI86 out of 100, Very strong$294.2M14.7%0.36%vs
Ergo BankBank Markesan, WI44 out of 100, Below average$276.7M8.4%1.74%vs
Laona State BankBank Laona, WI56 out of 100, Moderate$296.6M9.6%1.34%vs
The Peshtigo National BankBank Peshtigo, WI69 out of 100, Moderate$300.0M9.0%0.00%vs

Deposit insurance

Is my money safe at First Federal Bank of Wisconsin?

Yes. First Federal Bank of Wisconsin is an FDIC-insured institution (FDIC certificate #30422). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 26.6% of deposits ($54.7M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 22.54%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 26.59% (benchmark: 10%).

Check how much of your own balance is covered

5 locations

Branches

First Federal Bank of Wisconsin lists 4 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
First Federal Bank of Wisconsin
Former names
First Federal Savings Bank of Wisconsin; First Federal Savings and Loan Association of Waukesha
Type
Savings bank
FDIC certificate #
30422
RSSD ID
331076
Primary regulator
OCC
Holding company
Ffbw Inc
Established
January 1, 1922
Headquarters
1617 E Racine Ave, Waukesha, WI 53186
Employees
51

Quick answers

First Federal Bank of Wisconsin: common questions

Is First Federal Bank of Wisconsin FDIC insured?

Yes. First Federal Bank of Wisconsin is an FDIC-insured institution (FDIC certificate #30422). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is First Federal Bank of Wisconsin's TellerScore?

82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has First Federal Bank of Wisconsin ever failed?

There is no failure record for FDIC certificate #30422 in the FDIC failed bank list.

How many branches does First Federal Bank of Wisconsin have?

5 offices as of the latest FDIC data.

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