Side-by-side · Q2 2026 data
First Citizens State Bank vs Ixonia Bank
Metric by metric
| Measure | First Citizens State Bank | Ixonia Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 67 |
| Capital cushion | 100 (stronger) | 50 |
| Loan quality | 100 (stronger) | 92 |
| Earnings | 94 (stronger) | 68 |
| Funding & liquidity | 40 (stronger) | 39 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 95th | 44th |
| Total assets | $525.2M | $1.1B |
| Deposits / shares | $355.3M | $679.8M |
| Capital ratio | 18.00% (stronger) | 9.95% |
| Problem loans | 0.00% (stronger) | 0.25% |
| Net charge-offs | -0.00% (stronger) | 0.04% |
| Return on assets | 1.85% (stronger) | 1.21% |
| Loans ÷ deposits | 109.2% (stronger) | 119.4% |
| Uninsured deposits | 25.1% (stronger) | 25.1% |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.7% |
First Citizens State Bank has the higher TellerScore (90 vs 67). On the 7 directional measures above (where higher or lower is clearly better), First Citizens State Bank leads on 7 and Ixonia Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.