Ixonia Bank (FDIC certificate #12514) is based in Ixonia, Wisconsin. Its Q2 2026 call report shows $1.1B in total assets and $679.8M in deposits and 7 offices.
Ixonia Bank has a TellerScore of 67 out of 100 (moderate) based on Q2 2026 data — higher than only 44% of its 897 banks with $1 billion – $10 billion. Among 154 banks headquartered in Wisconsin, it ranks 106th. Problem-loan coverage contributes the most (96/100, 2.0%); funding & liquidity contributes the least (39/100, 119% loans-to-deposits, 25% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 6 points (73 → 67), mostly because the earnings component weakened by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 69 |
| Q3 2024 | 71 |
| Q4 2024 | 69 |
| Q1 2025 | 69 |
| Q2 2025 | 73 |
| Q3 2025 | 73 |
| Q4 2025 | 65 |
| Q1 2026 | 61 |
| Q2 2026 | 67 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.91% |
| Q3 2024 | 9.89% |
| Q4 2024 | 9.89% |
| Q1 2025 | 10.25% |
| Q2 2025 | 10.33% |
| Q3 2025 | 9.79% |
| Q4 2025 | 9.73% |
| Q1 2026 | 9.82% |
| Q2 2026 | 9.95% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.38% |
| Q3 2024 | 0.17% |
| Q4 2024 | 0.21% |
| Q1 2025 | 0.20% |
| Q2 2025 | 0.08% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.55% |
| Q1 2026 | 0.44% |
| Q2 2026 | 0.25% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.26% |
| Q3 2024 | 1.37% |
| Q4 2024 | 1.35% |
| Q1 2025 | 1.14% |
| Q2 2025 | 1.56% |
| Q3 2025 | 1.68% |
| Q4 2025 | 1.51% |
| Q1 2026 | 0.80% |
| Q2 2026 | 1.21% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 67 | $1.1B | 9.95% | 0.25% | 1.21% | 119.4% |
| Q1 2026 | 61 | $959.9M | 9.82% | 0.44% | 0.80% | 126.3% |
| Q4 2025 | 65 | $951.2M | 9.73% | 0.55% | 1.51% | 120.5% |
| Q3 2025 | 73 | $914.6M | 9.79% | 0.00% | 1.68% | 117.0% |
| Q2 2025 | 73 | $879.9M | 10.33% | 0.08% | 1.56% | 118.4% |
| Q1 2025 | 69 | $804.0M | 10.25% | 0.20% | 1.14% | 113.2% |
| Q4 2024 | 69 | $810.6M | 9.89% | 0.21% | 1.35% | 108.9% |
| Q3 2024 | 71 | $803.4M | 9.89% | 0.17% | 1.37% | 103.0% |
| Q2 2024 | 69 | $768.3M | 9.91% | 0.38% | 1.26% | 100.0% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Wisconsin
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of Wisconsin DellsBank Wisconsin Dells, WI | 79 out of 100, Strong | $1.1B | 12.1% | 0.09% | vs |
| Great Midwest Bank, S.S.B.Bank Brookfield, WI | 80 out of 100, Strong | $1.1B | 16.5% | 0.56% | vs |
| Bank CmgBank Madison, WI | 65 out of 100, Moderate | $1.1B | 9.6% | 0.24% | vs |
| Security Financial BankBank Durand, WI | 61 out of 100, Moderate | $1.0B | 9.7% | 1.44% | vs |
| Prevail BankBank Medford, WI | 74 out of 100, Strong | $1.0B | 12.6% | 0.20% | vs |
| River BankBank Stoddard, WI | 73 out of 100, Strong | $1.0B | 12.0% | 0.16% | vs |
Deposit insurance
Is my money safe at Ixonia Bank?
Yes. Ixonia Bank is an FDIC-insured institution (FDIC certificate #12514). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 25.1% of deposits ($170.8M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.95%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.32% (benchmark: 10%).
7 locations
Branches
Ixonia Bank lists 7 offices in 5 cities. Most locations:
- Oconomowoc, WI (2)
- Watertown, WI (2)
- Dousman, WI (1)
- Ixonia, WI (1)
- Milwaukee, WI (1)
HMDA 2025
Mortgage lending
In 2025, Ixonia Bank reported 11,780 home-loan applications under HMDA (LEI 549300T9P3WXNMXX0I34): 8,425 originated ($2,535,915,000 total), 423 denied, and 2,850 withdrawn or closed by the applicant. Its denial rate on decided applications was 4.7%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Ixonia Bank
- Former names
- Ixonia State Bank; ISB Community Bank
- Type
- State-chartered bank
- FDIC certificate #
- 12514
- RSSD ID
- 529341
- Primary regulator
- FDIC
- Holding company
- Ixonia Bancshares Inc
- Established
- January 1, 1918
- Headquarters
- W 1046 Marietta Ave, Ixonia, WI 53036
- Website
- www.ixoniabank.com
- Employees
- 741
Quick answers
Ixonia Bank: common questions
Is Ixonia Bank FDIC insured?
Yes. Ixonia Bank is an FDIC-insured institution (FDIC certificate #12514). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Ixonia Bank's TellerScore?
67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Ixonia Bank ever failed?
There is no failure record for FDIC certificate #12514 in the FDIC failed bank list.
How many branches does Ixonia Bank have?
7 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Ixonia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Citizens State BankBank Whitewater, WI | 90 out of 100, Very strong | $525.2M | 18.0% | 0.00% | vs |
| National Exchange Bank and TrustBank Fond Du Lac, WI | 88 out of 100, Very strong | $2.9B | 20.1% | 0.37% | vs |
| 1st Class Express Credit UnionCredit union Waukesha, WI | 86 out of 100, Very strong | $2.1M | 22.9% | 0.30% | vs |
| Hustisford State BankBank Hustisford, WI | 84 out of 100, Strong | $80.3M | 15.2% | 0.22% | vs |
| North Shore BankBank Brookfield, WI | 84 out of 100, Strong | $2.6B | 14.4% | 0.10% | vs |
| Citizens BankBank Mukwonago, WI | 83 out of 100, Strong | $1.2B | 13.6% | 0.30% | vs |