Side-by-side · Q2 2026 data
First City Bank vs Genuine Parts Credit Union
Metric by metric
| Measure | First City Bank | Genuine Parts Credit Union |
|---|---|---|
| TellerScore | 73 | 87 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 0 | 36 (stronger) |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 48th | 83rd |
| Total assets | $23.0M | $19.5M |
| Deposits / shares | $1.1M | $6.2M |
| Capital ratio | 194.25% (stronger) | 79.20% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% (stronger) | 3.33% |
| Return on assets | -3.05% | 0.41% (stronger) |
| Loans ÷ deposits | 660.4% | 36.9% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Genuine Parts Credit Union has the higher TellerScore (87 vs 73). On the 5 directional measures above (where higher or lower is clearly better), First City Bank leads on 2 and Genuine Parts Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.