TellerScore

Headquartered in Norcross, Georgia, Genuine Parts Credit Union is a federally insured state-chartered credit union with $19.5M in total assets and $6.2M in member shares and deposits as of Q2 2026. It operates 3 offices across 2 states. Its charter dates back to 1937.

Based on its Q2 2026 filing, Genuine Parts Credit Union scores 87/100, which we describe as very strong. That is higher than 83% of 2,479 credit unions with under $100 million in assets. Among 71 credit unions headquartered in Georgia, it ranks 11th. Its strongest component is capital cushion (100/100; 79.20%), and its lowest is earnings (36/100; 0.41%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 79.20%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings36/100
Return on assets (annualized): 0.41%
Funding & liquidity100/100
Loans ÷ shares: 36.9% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 13 points (100 → 87), mostly because the earnings component weakened by 64 points.

TellerScore
8090100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202485
Q3 202482
Q4 202489
Q1 2025100
Q2 2025100
Q3 2025100
Q4 2025100
Q1 202680
Q2 202687
Net worth ratio
7.00%43.10%79.20%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202422.66%
Q3 202423.16%
Q4 202463.21%
Q1 202563.95%
Q2 202564.81%
Q3 202568.86%
Q4 202566.69%
Q1 202664.53%
Q2 202679.20%
Delinquent loans (60+ days)
0.00%0.10%0.20%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.20%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
-33.16%-10.35%12.45%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.31%
Q3 2024-0.25%
Q4 20240.63%
Q1 20254.75%
Q2 20254.47%
Q3 202512.45%
Q4 20253.00%
Q1 2026-33.16%
Q2 20260.41%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202687$19.5M79.20%0.00%0.41%36.9%
Q1 202680$19.1M64.53%0.00%-33.16%35.8%
Q4 2025100$20.9M66.69%0.00%3.00%37.3%
Q3 2025100$22.3M68.86%0.00%12.45%38.3%
Q2 2025100$21.3M64.81%0.00%4.47%35.6%
Q1 2025100$21.2M63.95%0.00%4.75%35.9%
Q4 202489$21.0M63.21%0.00%0.63%36.4%
Q3 202482$10.6M23.16%0.00%-0.25%34.4%
Q2 202485$11.0M22.66%0.20%0.31%34.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio79.20%
100th
Problem loans0.00%
94th
Net charge-offs3.33%
3rd
Return on assets0.41%
38th
Loans to deposits36.9%
82nd
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.0%
93rd

Similar-size credit unions in Georgia

InstitutionScoreAssetsCapitalProblem loansCompare
Combined Employees Credit UnionCredit union Warner Robins, GA66 out of 100, Moderate$18.3M8.4%0.05%vs
Northside Federal Credit UnionCredit union Atlanta, GA88 out of 100, Very strong$20.8M18.9%0.54%vs
The Wright Credit UnionCredit union Toccoa, GA84 out of 100, Strong$16.2M17.3%0.29%vs
Georgia Power Valdosta Federal Credit UnionCredit union Valdosta, GA84 out of 100, Strong$22.9M15.2%0.69%vs
Glynn County Federal Employees Credit UnionCredit union Brunswick, GA62 out of 100, Moderate$23.0M19.2%2.54%vs
Rome Kraft Employees Credit UnionCredit union Coosa, GA89 out of 100, Very strong$23.0M24.7%0.49%vs

Deposit insurance

Is my money safe at Genuine Parts Credit Union?

Yes. Genuine Parts Credit Union is a federally insured credit union (NCUA charter #67382). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 79.20%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Genuine Parts Credit Union lists 3 offices in 3 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Genuine Parts Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67382
RSSD ID
1226076
Primary regulator
State + NCUA
Established
1937
Headquarters
5420 Peachtree Industrial Blvd, Norcross, GA 30071
Employees
2

Quick answers

Genuine Parts Credit Union: common questions

Is Genuine Parts Credit Union NCUA insured?

Yes. Genuine Parts Credit Union is a federally insured credit union (NCUA charter #67382). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Genuine Parts Credit Union's TellerScore?

87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Genuine Parts Credit Union have?

3 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Norcross

InstitutionScoreAssetsCapitalProblem loansCompare
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
Robins Financial Credit UnionCredit union Warner Robins, GA94 out of 100, Very strong$5.0B17.6%0.40%vs
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Knox County Teachers Federal Credit UnionCredit union Knoxville, TN93 out of 100, Very strong$34.4M15.5%0.01%vs
Northside Federal Credit UnionCredit union Atlanta, GA88 out of 100, Very strong$20.8M18.9%0.54%vs
First American Bank and Trust CompanyBank Athens, GA86 out of 100, Very strong$901.9M13.3%0.00%vs