Side-by-side · Q2 2026 data
First Class Community Credit Union vs Des Moines Metro Credit Union
Credit union
First Class Community Credit Union
West Des Moines, Iowa · Under $100 million in assets
Metric by metric
| Measure | First Class Community Credit Union | Des Moines Metro Credit Union |
|---|---|---|
| TellerScore | 78 | 79 (stronger) |
| Capital cushion | 58 | 76 (stronger) |
| Loan quality | 88 (stronger) | 78 |
| Earnings | 69 (stronger) | 64 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 (stronger) | 92 |
| Peer percentile | 59th | 62nd |
| Total assets | $95.8M | $77.7M |
| Deposits / shares | $85.7M | $66.9M |
| Capital ratio | 10.79% | 12.58% (stronger) |
| Problem loans | 0.37% (stronger) | 0.67% |
| Net charge-offs | 0.29% (stronger) | 0.46% |
| Return on assets | 1.22% (stronger) | 1.11% |
| Loans ÷ deposits | 42.2% (stronger) | 58.4% |
| Uninsured deposits | 2.5% (stronger) | 6.8% |
| Offices | 2 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 35.3% | — |
Des Moines Metro Credit Union has the higher TellerScore (79 vs 78). On the 7 directional measures above (where higher or lower is clearly better), First Class Community Credit Union leads on 5 and Des Moines Metro Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.