The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 10 points (68 → 78), mostly because the loan quality component improved by 23 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Iowa

Yes. First Class Community Credit Union is a federally insured credit union (NCUA charter #64231). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.5% of shares and deposits ($2.1M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 10.79%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

First Class Community Credit Union lists 2 offices in 2 cities. Most locations:

• Des Moines, IA (1)
• West Des Moines, IA (1)

All branch addresses and map

In 2025, First Class Community Credit Union reported 117 home-loan applications under HMDA (LEI 549300K04ZGWYV7LDX51): 75 originated ($5,755,000 total), 41 denied, and 1 withdrawn or closed by the applicant. Its denial rate on decided applications was 35.3%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

First Class Community Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

64231

RSSD ID

294993

Primary regulator

State + NCUA

Established

1925

Headquarters

2051 Westown Parkway, West Des Moines, IA 50265

Employees

19