Side-by-side · Q2 2026 data
First Class Community Credit Union vs Lennox Employees Credit Union
Credit union
First Class Community Credit Union
West Des Moines, Iowa · Under $100 million in assets
Metric by metric
| Measure | First Class Community Credit Union | Lennox Employees Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 55 |
| Capital cushion | 58 (stronger) | 36 |
| Loan quality | 88 (stronger) | 70 |
| Earnings | 69 (stronger) | 19 |
| Funding & liquidity | 100 (stronger) | 96 |
| Problem-loan coverage | 97 (stronger) | 88 |
| Peer percentile | 59th | 15th |
| Total assets | $95.8M | $73.4M |
| Deposits / shares | $85.7M | $66.7M |
| Capital ratio | 10.79% (stronger) | 8.55% |
| Problem loans | 0.37% (stronger) | 0.89% |
| Net charge-offs | 0.29% (stronger) | 0.62% |
| Return on assets | 1.22% (stronger) | -0.04% |
| Loans ÷ deposits | 42.2% (stronger) | 64.2% |
| Uninsured deposits | 2.5% (stronger) | 4.2% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 35.3% | — |
First Class Community Credit Union has the higher TellerScore (78 vs 55). On the 7 directional measures above (where higher or lower is clearly better), First Class Community Credit Union leads on 7 and Lennox Employees Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.